Representative Matters

  • Represents clients before state administrative agencies, including the Bureau of Insurance, Bureau of Financial Services, Bureau of Consumer Credit Protection, Office of Securities, the Bureau of Taxation and Department of Transportation, the Secretary of State, the Department of Environmental Protection, and in appellate actions in Maine courts involving state agency rulings.
  • Represents numerous clients before the Maine Legislature, including the Maine Auto Dealers Association, AFLAC, Maine Optometric Association, American Insurance Association, Property Casualty Insurers Association of America, Wells Fargo, American Express, Express Scripts, The Toy Industry Association, and the Securities Industry.
  • Bruce is one of Maine's leading advocates in the field of insurance, representing insurance companies, re-insurers, self-insurers, Captive companies, MEWAs and producers before the Bureau of Insurance.
  • Maintains an active trial practice in state and federal courts, representing insurance companies, automobile dealerships, and other businesses and individuals. Bruce also maintains an active appellate practice, having appeared numerous times before the Maine Supreme Court and the First Circuit Court of Appeals. He has represented the pharmaceutical industry in a constitutional challenge to a state price control statute which went to the United States Supreme Court. He also maintains an active plaintiff's practice.
  • Was the primary author of Maine's workers' compensation self-insurance laws and regulations. He created Maine's Self Insurance Guarantee Association statute, the first of its kind in the nation. He has obtained regulatory approval for programs for most groups currently authorized to self-insured workers' compensation. These clients include the Maine Auto Dealers Association, the longest standing private group self-insurer in Maine; the Maine Motor Transport Association; the Distributors and Suppliers Group; the Maine Oil Dealers Association; the Maine Forest Products Group and numerous others.
  • Authored the Maine Statute, which allows self-insurers to reinsure their own Worker's Compensation exposures. He created the first self-insured reinsurer in Maine.
  • Bruce was one of the authors of Maine's Multiple Employer Welfare Arrangements statute. Bruce secured Certificates of Approval for the banking and automobile industries to operate Multiple Employer Welfare Arrangements. He also represents other groups both in Maine and Northern New England interested in this health insurance alternative, and has secured legislation authorizing a multistate MEWA. Bruce has also authored legislation expanding the availability of MEWA's to groups formed on a geographic, rather than an association basis.
  • Bruce amended Maine's Captive Insurance Law to allow the formation of health captives and has secured regulatory approval for the Maine Wellness Association Captive, the first of its kind.
  • He is the primary author of several of Maine's franchise laws, including the Automobile Dealer-Manufacturer, Farm Machinery, Power Equipment, Machinery and Appliances, and Recreational Vehicles, Snowmobiles and All-terrain Vehicles franchise laws.
  • Bruce is the primary author of a number of provisions in Maine's insurance code.

Firm Highlights

Publication

Legislative Alert: First Week of the Legislative Session Update

The 130 th Maine State Legislature convened on Wednesday, December 2 nd to be sworn-in, to elect the Speaker and the Senate President, and to elect Maine’s Constitutional Officers. Due to the COVID-19 epidemic...

Publication

Legislative Alert: House Democratic and Senate Republican Leadership Elections

Senate Republicans held their leadership votes on Tuesday, November 10 th . As expected, Senator Jeff Timberlake was elected as Republican Leader. Both Senator Matt Pouliot and Senator Trey Stewart ran to be the...

Publication

Legislative Alert: Legislative Leadership Election Update

The Senate Democratic Caucus met on November 5 th and, as expected, re-elected their current leadership team. Thus Senate President Troy Jackson (D-Aroostook), Senate Majority Leader Nate Libby (D-Androscoggin), and Senate Majority Assistant Leader...

Publication

Legislative Alert: 2020 Election and State House Update

(Current as of 11/4/20 at 2:30 PM EST) Presidential Maine is one of two states in the country that splits its electoral votes. As in 2016, this turned Maine’s more rural 2nd Congressional District...

Publication

Legislative Alert: Governor Janet Mills Updates the Keep Maine Healthy Program

Last month, Governor Mills made a number of adjustments to the state’s Keep Maine Healthy Program, allowing for greater capacity for indoor dining, establishing opening dates for indoor service at bars and tasting rooms...

Publication

Legislative Alert: Governor Janet Mills' Stage 4 Announcement

Governor Janet Mills announced Tuesday afternoon that Maine will enter Stage 4 of its four-stage Restarting Maine’s Economy Plan on October 13, 2020. Stage 4 will allow for increased indoor capacity during the winter...

Publication

Legislative Alert: Governor’s Economic Recovery Committee Update

The Governor’s Economic Recovery Committee met on Friday June 26 th to hear reports from the Chairs of all six subcommittees. In the reporting on Friday the biggest monetary ask was from the Infrastructure...

Publication

Governor Janet Mills Releases Maine Supplemental and Biennial Budgets

Governor Mills released both the Supplemental and the Biennial Budgets today. The Revenue Forecasting Committee has estimated a $650 million revenue shortfall in 2021 – 2023 combined. In his presentation to the Appropriations Committee...

Publication

Legislative Alert: Economic Recovery Grant Program Update

On Thursday, August 20, 2020, Governor Janet Mills announced the launch of the newly established Maine Economic Recovery Grant Program – a state-based approach to help support struggling Maine businesses and nonprofit organizations that...

Publication

Legislative Alert: Maine Legislators receive their upcoming committee assignments

As was promised by Senate President Troy Jackson, the presiding officers of the Maine Senate and House announced committee assignments for the recently sworn in 130th Legislature this afternoon. This is roughly a week...